From the employer's careers page · Verified employer
Senior Officer – Transaction Monitoring and Payment Screening
DIB Bank Kenya
Job at a glance
- Employer
- DIB Bank Kenya
- Position
- Senior Officer – Transaction Monitoring and Payment Screening
- Location
- Kenya
- Experience
- 3–4 years in similar role
- Education
- Bachelor's Degree
- Salary
- Not stated in the advert
- Application deadline
- 13 November 2026
- Posted on VacancyKE
- 2 November 2026
VacancyKE summary
DIB Bank Kenya is hiring a Senior Officer for Transaction Monitoring and Payment Screening to oversee the identification and investigation of suspicious transactions. You will ensure compliance with AML/CFT regulations by reviewing alerts, screening payments against sanctions lists, and preparing regulatory reports.
What stands out about this opportunity
- Focus on Islamic banking principles
- Deadline: 13 November 2026
- Role involves mentoring junior staff
Key responsibilities
- Review and investigate transaction monitoring alerts for money laundering or fraud risks.
- Screen names and transactions against UN, OFAC, EU, UK HMT, and local sanctions lists.
- Prepare Suspicious Transaction/Activity Reports (STRs/SARs) with comprehensive investigation narratives.
- Resolve payment screening alerts within required timelines and recommend blocking or releasing funds.
- Monitor outgoing and incoming payment messages for complete originator and beneficiary details.
- Assist in system testing, tuning, and implementing new monitoring rules or typologies.
- Provide guidance and coaching to junior analysts on complex cases and escalations.
- Track KPIs, produce MIS reports, and support audit and regulatory compliance recommendations.
Who should apply?
This role suits an experienced compliance professional with a background in banking, specifically in AML/CFT operations and sanctions screening.
Key requirements
- Bachelor's Degree
- 3–4 years relevant experience
- AML/CFT knowledge
- Sanctions screening expertise
- Analytical and investigative skills
Nice to have
- Experience supporting Trade Operations Unit with shipment/vessel tracking and IMB checks.
What you should know
- Applications close on 13 November 2026.
- The role requires strict adherence to SLAs and regulatory reporting deadlines.
- You may be assigned additional tasks by the MLRO or Line Manager as needed.
How to apply
- Apply via the DIB Bank Kenya careers page: https://www.dibkenya.co.ke/vacancies/senior-officer-transaction-monitoring-and-payment-screening/
Official source: From the employer's careers page · dibkenya.co.ke. VacancyKE never charges job seekers.
Original employer advertisement
Published by DIB Bank Kenya on dibkenya.co.ke. Shown for reference; the employer’s version is the official one.
The employer’s advert
Join a progressive Islamic bank that embraces innovation and values creativity.
Experience: Minimum 3–4 years
Apply by: 13 November 2026
About DIB Bank Kenya
DIB Bank Kenya Limited is a fully owned subsidiary of Dubai Islamic Bank PJSC (AE). The Bank offers a comprehensive range of Islamic financial products and services with several attractive features based on a system of ethical banking principles for the benefit of all, irrespective of religion, creed, belief, or nationality.
As a progressive Islamic Bank that embraces innovation and values creativity, we are seeking to recruit an agile and experienced professional for the below position: Senior Officer – Transaction Monitoring and Payment Screening.
Job Purpose
The Senior Officer – Transaction Monitoring and Payment Screening oversees the effective identification, investigation and escalation of potentially suspicious transactions and sanctioned payments to mitigate financial crime risk. The role ensures compliance with applicable AML/CFT and sanctions regulations through diligent alert review, sound risk-based decision-making and high-quality case documentation. Key supporting responsibilities include regulatory reporting, maintaining strong internal controls, providing guidance to junior compliance staff, Central Operations and business teams, and contributing to continuous improvement of monitoring and screening processes.
The position monitors and analyses financial transactions to detect suspicious activities related to money laundering, terrorism financing, proliferation financing, fraud and other financial crimes. Investigations involve reviewing alerts generated by transaction monitoring and screening systems, conducting enhanced due diligence, gathering data from internal and external sources, and collaborating with other departments. The Senior Officer documents findings, clears or escalates suspicious transaction alerts, and prepares reports, such as suspicious activity reports, to ensure compliance with regulatory requirements. The role also supports audit and regulatory reviews, monitoring process improvements and screening system tuning.
Key Responsibilities
Transaction Monitoring Oversight
• Review and investigate alerts generated by transaction monitoring systems for suspicious or unusual activity.
• Conduct detailed analysis of customer transactions to identify potential money laundering, terrorist financing, proliferation financing, fraud, or other financial crimes / unusual financial activities
• Apply risk-based judgment to determine whether alerts are true or false positives. Investigating and analysing alerts, closing false positive alerts based on business feedback and escalating true positive alerts and suspicious cases appropriately to MLRO for further investigation or reporting.
• Support the preparation and escalation of Suspicious Transaction/Activity Reports (STRs/SARs) in accordance with regulatory requirements, ensuring each report is supported by a comprehensive investigation narrative that clearly documents findings, decisions, and supporting rationale.
• Maintain accurate case records to support audits, regulatory examinations, and internal reviews.
Screening Payment
• Perform name and transaction screening against sanctions, watchlists, and restricted party lists (e.g. UN, OFAC, EU, UK HMT, and local regulators).
• Review and resolve payment screening alerts related to inbound and outbound transactions within the required timelines.
• Assess potential sanctions exposure and recommend action such as blocking, rejecting, or releasing transactions.
• Ensure payments comply with applicable sanctions and embargo regulations.
• Maintain updated logs for tracking of stripped payment messages, payments blocked/rejected over Sanctions concerns and true sanctions match logs.
• Perform monitoring checks to ensure that full originator and beneficiary information is included in outgoing & Incoming payment messages including monitoring of stripped payment messages
• Perform and/or assist the Trade Operations Unit in shipment and vessel tracking, as well as IMB checks.
• Action escalated cases from the Trade Operations Unit
Systems, Internal Controls & Quality Assurance
• Assist in system testing, tuning, and implementation of new rules or typologies.
• Identify system issues and work with relevant IT teams to resolve them while keeping MLRO in copy.
• Identify trends, typologies, and control gaps within transaction monitoring and payment screening processes and escalate to MLRO.
• Contribute to continuous improvement of monitoring and screening rules.
• Participate in quality assurance initiatives to enhance alert handling consistency and accuracy.
• Contribute to review and updating compliance policies and SOPs
Customer and stakeholder engagement
• Ensure turnaround times and service level agreements (SLAs) are met.
• Provide guidance, coaching and feedback to junior analysts and support knowledge-sharing within the team to improve investigation quality.
• Liaise with Compliance team, Central Operations, and Business teams on complex cases and escalations.
• Act as a subject matter expert (SME) for transaction monitoring and payment screening queries.
• Support and participate in compliance role-based training of employees
Other Activities
• Contribute to periodic MIS reporting on alerts, escalations, and trends.
• Supporting implementation of audit and regulatory compliance recommendations.
• Provide insights to MLRO on emerging risks and operational challenges.
• Track key performance indicators (KPIs) related to transaction monitoring and screening effectiveness.
• Supports team leads or managers in workflow optimization and backlog management.
• Support the compliance team in terms of providing backups, as and when required by MLRO.
In addition to the above accountabilities, new tasks or responsibilities may be assigned by the MLRO and/or line Manager on time-to-time basis.
Job Specification
Education & Professional Qualifications
• Bachelor's Degree from recognized institution.
Training / Skills
• Integrated marketing campaign management across ATL, BTL, and digital channels — required.
• Brand identity management and brand architecture — required.
• Digital marketing including paid social, SEO, email marketing, and performance analytics — required.
• Budget development and financial management of marketing spend — required.
• Agency briefing, management, and performance evaluation — required.
• Islamic calendar marketing and Halal marketing principles — preferred.
• Marketing automation and CRM platform familiarity — preferred.
Work Experience
• Minimum 3-4 years of experience in a similar role, preferably banking experience.
Competencies
Technical
• Analytical Ability
• Budgeting and Forecasting
• Compliance Policy design and development
• Governance and Risk Management
• Sanctions Compliance Management
• Sharia Principles
• Anti Money Laundering
• Risk Management
Behavioral
• Think & Act Customer
• Business & Strategic Acumen
• Ownership & Accountability
• Change & Innovation Agility
• Plan & Execute to Excel
• Grow Personally & Develop Teams
• Digital Mindset
• Forster Synergy
• Interpersonal Effectiveness
Experience: Minimum 3–4 years
Apply by: 13 November 2026
About DIB Bank Kenya
DIB Bank Kenya Limited is a fully owned subsidiary of Dubai Islamic Bank PJSC (AE). The Bank offers a comprehensive range of Islamic financial products and services with several attractive features based on a system of ethical banking principles for the benefit of all, irrespective of religion, creed, belief, or nationality.
As a progressive Islamic Bank that embraces innovation and values creativity, we are seeking to recruit an agile and experienced professional for the below position: Senior Officer – Transaction Monitoring and Payment Screening.
Job Purpose
The Senior Officer – Transaction Monitoring and Payment Screening oversees the effective identification, investigation and escalation of potentially suspicious transactions and sanctioned payments to mitigate financial crime risk. The role ensures compliance with applicable AML/CFT and sanctions regulations through diligent alert review, sound risk-based decision-making and high-quality case documentation. Key supporting responsibilities include regulatory reporting, maintaining strong internal controls, providing guidance to junior compliance staff, Central Operations and business teams, and contributing to continuous improvement of monitoring and screening processes.
The position monitors and analyses financial transactions to detect suspicious activities related to money laundering, terrorism financing, proliferation financing, fraud and other financial crimes. Investigations involve reviewing alerts generated by transaction monitoring and screening systems, conducting enhanced due diligence, gathering data from internal and external sources, and collaborating with other departments. The Senior Officer documents findings, clears or escalates suspicious transaction alerts, and prepares reports, such as suspicious activity reports, to ensure compliance with regulatory requirements. The role also supports audit and regulatory reviews, monitoring process improvements and screening system tuning.
Key Responsibilities
Transaction Monitoring Oversight
• Review and investigate alerts generated by transaction monitoring systems for suspicious or unusual activity.
• Conduct detailed analysis of customer transactions to identify potential money laundering, terrorist financing, proliferation financing, fraud, or other financial crimes / unusual financial activities
• Apply risk-based judgment to determine whether alerts are true or false positives. Investigating and analysing alerts, closing false positive alerts based on business feedback and escalating true positive alerts and suspicious cases appropriately to MLRO for further investigation or reporting.
• Support the preparation and escalation of Suspicious Transaction/Activity Reports (STRs/SARs) in accordance with regulatory requirements, ensuring each report is supported by a comprehensive investigation narrative that clearly documents findings, decisions, and supporting rationale.
• Maintain accurate case records to support audits, regulatory examinations, and internal reviews.
Screening Payment
• Perform name and transaction screening against sanctions, watchlists, and restricted party lists (e.g. UN, OFAC, EU, UK HMT, and local regulators).
• Review and resolve payment screening alerts related to inbound and outbound transactions within the required timelines.
• Assess potential sanctions exposure and recommend action such as blocking, rejecting, or releasing transactions.
• Ensure payments comply with applicable sanctions and embargo regulations.
• Maintain updated logs for tracking of stripped payment messages, payments blocked/rejected over Sanctions concerns and true sanctions match logs.
• Perform monitoring checks to ensure that full originator and beneficiary information is included in outgoing & Incoming payment messages including monitoring of stripped payment messages
• Perform and/or assist the Trade Operations Unit in shipment and vessel tracking, as well as IMB checks.
• Action escalated cases from the Trade Operations Unit
Systems, Internal Controls & Quality Assurance
• Assist in system testing, tuning, and implementation of new rules or typologies.
• Identify system issues and work with relevant IT teams to resolve them while keeping MLRO in copy.
• Identify trends, typologies, and control gaps within transaction monitoring and payment screening processes and escalate to MLRO.
• Contribute to continuous improvement of monitoring and screening rules.
• Participate in quality assurance initiatives to enhance alert handling consistency and accuracy.
• Contribute to review and updating compliance policies and SOPs
Customer and stakeholder engagement
• Ensure turnaround times and service level agreements (SLAs) are met.
• Provide guidance, coaching and feedback to junior analysts and support knowledge-sharing within the team to improve investigation quality.
• Liaise with Compliance team, Central Operations, and Business teams on complex cases and escalations.
• Act as a subject matter expert (SME) for transaction monitoring and payment screening queries.
• Support and participate in compliance role-based training of employees
Other Activities
• Contribute to periodic MIS reporting on alerts, escalations, and trends.
• Supporting implementation of audit and regulatory compliance recommendations.
• Provide insights to MLRO on emerging risks and operational challenges.
• Track key performance indicators (KPIs) related to transaction monitoring and screening effectiveness.
• Supports team leads or managers in workflow optimization and backlog management.
• Support the compliance team in terms of providing backups, as and when required by MLRO.
In addition to the above accountabilities, new tasks or responsibilities may be assigned by the MLRO and/or line Manager on time-to-time basis.
Job Specification
Education & Professional Qualifications
• Bachelor's Degree from recognized institution.
Training / Skills
• Integrated marketing campaign management across ATL, BTL, and digital channels — required.
• Brand identity management and brand architecture — required.
• Digital marketing including paid social, SEO, email marketing, and performance analytics — required.
• Budget development and financial management of marketing spend — required.
• Agency briefing, management, and performance evaluation — required.
• Islamic calendar marketing and Halal marketing principles — preferred.
• Marketing automation and CRM platform familiarity — preferred.
Work Experience
• Minimum 3-4 years of experience in a similar role, preferably banking experience.
Competencies
Technical
• Analytical Ability
• Budgeting and Forecasting
• Compliance Policy design and development
• Governance and Risk Management
• Sanctions Compliance Management
• Sharia Principles
• Anti Money Laundering
• Risk Management
Behavioral
• Think & Act Customer
• Business & Strategic Acumen
• Ownership & Accountability
• Change & Innovation Agility
• Plan & Execute to Excel
• Grow Personally & Develop Teams
• Digital Mindset
• Forster Synergy
• Interpersonal Effectiveness