From the employer's careers page · Verified employer
Credit Analyst, Asset Finance
SBM Bank Kenya
Job at a glance
- Employer
- SBM Bank Kenya
- Position
- Credit Analyst, Asset Finance
- Location
- Kenya
- Experience
- At least 4 years' experience
- Salary
- Not stated in the advert
- Application deadline
- Open until filled (listed until 20 October 2026)
- Posted on VacancyKE
- 2 October 2026
VacancyKE summary
SBM Bank Kenya is hiring a Credit Analyst for Asset Finance in Kenya to analyse loan proposals and manage credit risks. The role focuses on retail approval, portfolio management, and product digitalisation.
What stands out about this opportunity
- Focus on Retail Approval (80% of role)
- Involvement in product digitalisation initiatives
- Requires World Check screening duties
Key responsibilities
- Analyse loan applications for Asset Finance facilities ensuring compliance with product parameters and credit policies.
- Execute credit underwriting within stipulated turnaround times while maintaining portfolio migration rates.
- Conduct World Check screening for adverse mentions and escalate findings to the Compliance Department.
- Monitor transactions to analyse customer account conduct and risk profiles.
- Manage credit risk exposures within established risk appetite standards to protect the bank.
- Evaluate risks associated with individual transactions, products, securities, and borrowers.
- Participate in reviewing and assessing the Asset Finance Product and Portfolio.
- Recommend key changes to the Asset Finance Product Offering and support digitalisation initiatives.
Who should apply?
Loan appraisal officers or credit professionals with at least four years of experience in Asset Finance and strong analytical skills.
Key requirements
- 4+ years as loan appraisal officer
- Knowledge of Asset Finance
- Understanding of credit risks
- Financial analysis skills
- Presentation and analytical skills
- Communication and planning skills
- Stakeholder management ability
What you should know
- Applications must include a CV uploaded in PDF format.
- You must fill in the required details on the application form.
- The role involves managing Asset Finance credit risks and retail approvals.
How to apply
- Fill in the details on the SBM Bank Kenya careers page.
- Upload your CV in PDF format to apply for this position.
Official source: From the employer's careers page · sbmbank.co.ke. VacancyKE never charges job seekers.
Original employer advertisement
Published by SBM Bank Kenya on sbmbank.co.ke. Shown for reference; the employer’s version is the official one.
The employer’s advert
Analysis of Asset Finance Proposals and Management of the Asset Finance Credit risks as assigned.
Key Responsibilities
Retail Approval — 80%
Analyze loan applications and documents presented for Asset Finance facilities and ensure compliance with the approved Asset Finance Product parameters, all credit policies and underwriting standards.
Execute the credit underwriting function in line with bank credit strategy and the overall bank growth strategy by undertaking timely review of Asset Finance applications within stipulated turnaround time while maintaining the stipulated loan portfolio migration and early vintage rates.
Conduct World Check screening for adverse mentions and escalation of the same to Compliance Department.
Ensure transaction monitoring is done to analyze customers’ account conduct and risk profile.
Ensure credit risk exposures for Asset Finance are managed within the established risk appetite and standards to protect the bank from financial loss arising from a borrower's failure to repay a loan or meet other credit obligations.
Evaluate and understand the risks associated with individual transactions, products, securities, and the borrowers.
Asset Finance Product and Portfolio Management — 10%
Participate in the review and assessment of the Asset Finance Product and Portfolio.
Review and recommend key changes and updates to the Asset Finance Product Offering.
Digitalisation and Product Enhancement — 10%
Participate in product digitalization and system enhancement initiatives for the Asset Finance Product Offering.
Participate in the review of the Asset Finance Product Manual and processes.
Knowledge, Skills, and Experience Required for this Role
At least 4 years’ experience as a loan appraisal officer or related position.
Demonstrated experience and knowledge of Asset Finance.
Excellent understanding of credit risks, financial analysis and the techniques of credit analysis.
Good presentation and analytical skills.
Good communication and planning skills.
Ability to work with different stakeholders across the bank and manage key relationships.
Fill in the details below and upload your CV in pdf format to apply for this position.
Careers at SBM Bank Kenya | Join Our Team
Key Responsibilities
Retail Approval — 80%
Analyze loan applications and documents presented for Asset Finance facilities and ensure compliance with the approved Asset Finance Product parameters, all credit policies and underwriting standards.
Execute the credit underwriting function in line with bank credit strategy and the overall bank growth strategy by undertaking timely review of Asset Finance applications within stipulated turnaround time while maintaining the stipulated loan portfolio migration and early vintage rates.
Conduct World Check screening for adverse mentions and escalation of the same to Compliance Department.
Ensure transaction monitoring is done to analyze customers’ account conduct and risk profile.
Ensure credit risk exposures for Asset Finance are managed within the established risk appetite and standards to protect the bank from financial loss arising from a borrower's failure to repay a loan or meet other credit obligations.
Evaluate and understand the risks associated with individual transactions, products, securities, and the borrowers.
Asset Finance Product and Portfolio Management — 10%
Participate in the review and assessment of the Asset Finance Product and Portfolio.
Review and recommend key changes and updates to the Asset Finance Product Offering.
Digitalisation and Product Enhancement — 10%
Participate in product digitalization and system enhancement initiatives for the Asset Finance Product Offering.
Participate in the review of the Asset Finance Product Manual and processes.
Knowledge, Skills, and Experience Required for this Role
At least 4 years’ experience as a loan appraisal officer or related position.
Demonstrated experience and knowledge of Asset Finance.
Excellent understanding of credit risks, financial analysis and the techniques of credit analysis.
Good presentation and analytical skills.
Good communication and planning skills.
Ability to work with different stakeholders across the bank and manage key relationships.
Fill in the details below and upload your CV in pdf format to apply for this position.
Careers at SBM Bank Kenya | Join Our Team